No doubt driving for the first time is an exhilarating experience. Although it’s a memory you’ll never forget, there are also some responsibilities that need to get taken care of. One of those is making sure you have the right insurance policy. At IAL Insurance, we provide Indianapolis, IN drivers of all ages with a personalized plan that’s right for them.
Know What Kind Of Vehicle You Drive
Your vehicle’s type, make, and model can all affect the cost of your insurance policy. You may qualify for discounts if you drive a newer car with additional safety features and modern technology. Our insurance experts can help provide a quote depending on your vehicle type. It’s also good to familiarize yourself with new technology in modern cars to understand how it can help make your driving experience safer.
Understand Your Coverage Options
Indiana law requires you to carry liability insurance, but that doesn’t mean that’s a full protection plan. New drivers are considered a higher risk, so it’s important to understand your coverage options. We provide policies that include bodily injury liability, property damage liability, and uninsured motorist coverage. Our agents can help explain the details of each one and how they can help protect you financially in case of an accident.
Let Us Help
Even if you have someone else helping you navigate the insurance buying process, an experienced agent can help ensure you have the right policy. At IAL Insurance, our agents understand the needs of new drivers and can help customize a plan that fits your needs. We strive to offer competitive rates while still providing top-notch coverage. Ultimately, having insurance should give you peace of mind while driving in Indianapolis, IN. Contact us today!
Home insurance is something every homeowner should have, as your house is a significant investment. Whether you’ve owned your house for a year or had it for twenty, chances are at some point, you might have to file a claim. At IAL Insurance, we help Indianapolis, IN homeowners work through the process whenever they need assistance.
Below are some of the most common claims that people make:
Damage From Fires
Fires are more common than you might think, accounting for many home insurance claims. Common reasons fires occur include faulty wiring, unattended candles or fires, and barbecues. It’s important to ensure your home is up-to-date with fire safety regulations so that these incidents don’t occur.
Indiana has seen its fair share of storms with high winds and hail, damaging siding, roofing, and other property. Hail can cause much damage because it’s falling from the sky rapidly and with extreme force. It’s important to watch the weather and take precautions when needed to ensure your family and property are safe.
Theft & Burglary
Unfortunately, theft is a common occurrence in Indiana. Property owners should take steps to protect their homes and property from intruders by installing locks on all doors, windows, and any other high-traffic entry points to get those secured. Additionally, an alarm system is also recommended. Additionally, you should check that any items on your driveway that could be stolen from your vehicle get moved inside. One of the easiest things you can do is to lock your doors every time you leave the house, no matter how long you’ll be gone.
Contact IAL Insurance For An Estimate
We provide peace of mind for homeowners in the local area. We serve communities like Indianapolis, IN with the highest integrity. Contact us for an estimate on your home insurance policy. We’ll be more than happy to answer any questions you may have and provide a customized plan.