Home insurance is there when you need it to help repair your home after a covered event occurs. If your home has been impacted by a covered event, the first step is to file a home insurance claim.

The professionals at IAL Insurance, servicing Indianapolis, IN, can help you kick off the home insurance claim process. If you have questions about home insurance claims, we have answers. Here’s what you need to know.

Why File a Home Insurance Claim?

Home insurance provides coverage when certain events occur that are covered in your home insurance policy. Some examples of events that are covered by home insurance include:

Theft
Vandalism
Fire
Smoke damage
Lightning strike

Every home insurance policy is a little different. Find out what’s covered by reading your policy documents and asking your insurance agent questions. If a covered event has impacted your home, and you’d like to use insurance to get the repair process started, your insurance agent can help you file a claim.

What to Expect When Filing a Home Insurance Claim

The process for filing a home insurance claim depends on the insurance company. Some insurance companies require their customers to fill out a form, while others simply connect their customers with a claims adjuster. Your insurance agent at IAL Insurance, serving Indianapolis, IN, will be able to guide you through the process.

Once the claims process has begun, your insurance company may direct you to preferred vendors for repairs. Keep all documentation, receipts, and contracts relating to your home repair or recovery. Your insurance company may require this information, and even if they don’t, it’s still helpful to have documentation.

How Can You Get Started Filing a Home Insurance Claim?

Filing a home insurance claim is easy when you’re working with an expert. This is why many people turn to IAL Insurance, servicing Indianapolis, IN, for their insurance needs. If you’d like to review your home insurance coverage, call us. Our insurance experts are here to help!